A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets.
Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords.
Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the ancient world. In the history of banking, a number of banking dynasties — notably, the Medicis, the Fuggers, the Welsers, the Berenbergs, and the Rothschilds — have played a central role over many centuries. The oldest existing retail bank is Banca Monte dei Paschi di Siena (founded in 1472), while the oldest existing merchant bank is Berenberg Bank (founded in 1590).
Street : Mississauga, Ontario, Canada
UBA is Africa's best and most resilient banking group with operations in 20 African countries and offices in three global financial centers.
Street : 133 Ahmadu Bello Way, Lagos, Lagos, Nigeria
The European Bank for Reconstruction and Development (EBRD) invests in changing lives. Through our financial investments, business services and work on policy reform, we're doing more than ever before to build open, market economies across 3 continents.
Street : 2j Exchange Square, London, United Kingdom, EC2A 2
The Commerzbank website offers information and services for customers, the press, investors, applicants and other interested users.
Street : 16 Kaiserstraße, Frankfurt am Main, Hessen, Germany, 60311
Clinton Savings Bank offers a variety of personal and business banking services including checking and savings accounts, credit cards, and loans. Learn more.
Street : 200 Church St, Clinton, Massachusetts, United States, 01510
Canadian Mortgage Broker, VERICO MyMortgage.ca is Canada's Best Mortgage Broker for residential real estate mortgages. Canada Mortgage news and Canadian Mortgage Calculators. Free Canadian Mortgage advice and best mortgage rates.
Street : 4603 Varsity Drive Northwest, Calgary, Alberta, Canada, T3A 2V7
Arvest Bank owns and operates 16 community banks in Arkansas, Oklahoma, Missouri and Kansas offering banking, mortgages, credit cards and investments.
Street : West Monroe Avenue, Lowell, Arkansas, United States, 72745
Amegy Bank's personal banking accounts offer the variety of options you're looking for. From checking accounts, to personal loans, there's an account to fit your needs.
Street : 1717 West Loop South, Houston, Texas, United States, 77027
Karur Vysya Bank is one of the leading commercial banks in India. KVB offers a wide range of services from loans, accounts & deposits etc.
Street : Nagpur, Maharashtra, India, 440018
DCG has 30 years of experience in asset liability management, and our only business is helping banks and credit unions manage balance sheets effectively.
Street : 260 Merrimac St, Newburyport, Massachusetts, United States, 01950
East Boston Savings Bank has been working hard for the Greater Boston community since 1848. Open an account, log in, or view our monthly online newsletter.
Street : 67 Prospect Street, Peabody, Massachusetts, United States, 01960
Explore our diverse range of personal and business banking services including bank accounts, credit cards, loans and more. Learn more.
Street : Amman, Amman Governorate, Jordan
Reward yourself with a credit card that fits your life. With MBNA Rewards credit cards, you can redeem points for cash back, travel and merchandise. Apply today!
Street : 77 King St W, Toronto, Ontario, Canada, M5K 2A1
Capital Bank, N.A. is a mid-sized bank focused on serving the diverse needs of business owners in the greater Washington, D.C. metropolitan area.
Street : 1 Church Street, Rockville, Maryland, United States, 20850