A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets.
Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords.
Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the ancient world. In the history of banking, a number of banking dynasties — notably, the Medicis, the Fuggers, the Welsers, the Berenbergs, and the Rothschilds — have played a central role over many centuries. The oldest existing retail bank is Banca Monte dei Paschi di Siena (founded in 1472), while the oldest existing merchant bank is Berenberg Bank (founded in 1590).
Michigan First Credit Union offers a variety of personal and business banking services including accounts, loans, investments and more. Explore online.
Street : 27000 Evergreen Rd, Lathrup Village, Michigan, United States, 48076-3231
Bienvenue sur le site du CIC. Êtes-vous un particulier, un professionnel ou une entreprise ? Voulez-vous en savoir plus sur le groupe CIC ?
Street : 6 Avenue de Provence, Paris, Île-de-France, France, 75009
As one of the leading financial institutions in our region, we provide consumer and business customers with the best in banking, lending and investment management services.
Street : 1 Penn Square, Lancaster, Pennsylvania, United States, 17602
We offer a full range of banking services, retail, commercial, lending, investment, treasury management, private banking. We're happy you're here.
Street : 10753 Macatawa Drive, Holland, Michigan, United States, 49424
Comprehensive personal, business, and commercial banking and a more personalized banking experience for Rhode Island.
Street : 1 Turks Head Pl, Providence, Rhode Island, United States, 02903
Through acquisition of Cairo Far East Bank sae in March 2006, a small Egyptian bank with only 3 branches, Bank Audi Egypt with its dynamic strategy evolved to be one of the market key players today with a network of 46 branches.
Street : الجيزة, Egypt
Housing Finance Bank is a public limited liability company offering financial services licensed and regulated by Bank of Uganda as a Commercial Bank to carry on the business of banking under the financial institutions Act No. 2 of 2004. The Bank’s key business includes Mortgage and Development Finance, Retail, Corporate, Treasury and investment banking.
Street : Uganda
AfrAsia Bank, located in Mauritius offers tailor-made products and services for Private, Corporate and Global Business Ban…
Street : Doctor Ferriere Street, Port Louis, Port Louis, Mauritius
Bank Mandiri adalah Bank Terbaik di Indonesia. Terdepan, Terpercaya, Tumbuh Bersama Anda. Apapun keinginan Anda, Bank Mandiri Saja.
Street : Jalan Gatot Subroto, Daerah Khusus Ibukota Jakarta, Indonesia
Ajman Bank, the award-winning Islamic financial services institution committed to transforming the experience of Islamic banking, we offer a full range of banking products and services including bank accounts, credit cards, loans mortgages and Investments.
Street : Sheikh Khalifa Bin Zayed Street, Ajman, Ajman, United Arab Emirates
Banking should be easy, that's why our products are designed with you in mind, especially for you. Day to day spending, savings and deposits – find the one that ticks all your boxes.
Street : 16 Gameat Al Dewal Al Arabeya, Giza Governorate, Egypt
Velocity Solutions industry-leading platform uses machine-led intelligence that delivers powerful analytics and drives revenue, loans, account holder engagement and non-interest income to our client financial institutions.
Street : York Ln, Fort Lauderdale, Florida, United States, 33331
Cross River is the trusted financial services organization that merges the established expertise of a bank, with the innovation and product offering of a technology company.
Street : 400 Kelby Street, Fort Lee, New Jersey, United States, 07024
Baker Hill NextGen is a game-changing platform with a modern user interface engineered to adapt to the evolving needs of banks and credit unions.
Street : 12900 North Meridian Street, Carmel, Indiana, United States, 46032
Members Impacted By Severe Winter Storms: You may be eligible for an EMERGENCY RELIEF LOAN and other potential assistance-call 877.254.9328.
Street : Torrance, California, United States
Welcome to Bank OZK, formerly Bank of the Ozarks, providing banking services for over 118 years. Please visit to learn more about checking & savings, wealth management and other services for individuals & businesses.
Street : 18000 Cantrell Rd, Little Rock, Arkansas, United States, 72223-9729
The leading provider of support solutions built exclusively for banks and credit unions. Trusted by over 200 financial institutions, SilverCloud allows banks and credit unions to deliver a better experience with the leading digital and employee support tools.
Street : 33 Jewell Ct, Portsmouth, New Hampshire, United States, 03801