Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.
An entity which provides insurance is known as an insurer, an insurance company, an insurance carrier or an underwriter. A person or entity who buys insurance is known as an insured or as a policyholder. The insurance transaction involves the insured assuming a guaranteed and known - relatively small - loss in the form of payment to the insurer in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms, and usually involves something in which the insured has an insurable interest established by ownership, possession, or pre-existing relationship.
The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insurer will compensate the insured. The amount of money charged by the insurer to the policyholder for the coverage set forth in the insurance policy is called the premium. If the insured experiences a loss which is potentially covered by the insurance policy, the insured submits a claim to the insurer for processing by a claims adjuster. A mandatory out-of-pocket expense required by an insurance policy before an insurer will pay a claim is called a deductible (or if required by a health insurance policy, a copayment). The insurer may hedge its own risk by taking out reinsurance, whereby another insurance company agrees to carry some of the risks, especially if the primary insurer deems the risk too large for it to carry.
Church Insurance, including Faithguard property and liability coverage, provide coverage for your congregation, synagogue, mosque or other religious organization.
Street : 1111 Ashworth Road, West Des Moines, Iowa, United States, 50265
Besoin d'Assurance Voyage? Comparez plusieurs soumissions en ligne en 1 étape. Facile et Gratuit.
Street : 2100 Boulevard Lapinière, Brossard, Quebec, Canada, J4W
Insurance Broker. Compare car insurance and home insurance quotes from 30+ insurance companies in Ontario and save on your insurance. Get independent advice & choice from our brokers.
Street : 121 Robinson St, Markham, Ontario, Canada, L3P 1P2
Canada's best kept secret in the group benefits marketplace., Johnston Group is a ‘third party administrator’, a company that specializes in group benefit programs.
Street : 1051 King Edward St, Winnipeg, Manitoba, Canada, R3H 0R4
Street : Olympus Court, Warwick, England, United Kingdom, CV34 6RZ
Baileys Insurance Brokers have been in the insurance business in New Zealand since 1986 and collectively we have a wealth of experience and knowledge.
Street : North Vancouver, British Columbia, Canada
Churchill Insurance Brokerage Services in a Managing General Agency, MGA, having a brokerage network of professional advisors selling insurance to the general public. Arthur Rowland, the president, has been in the insurance industry for over 20 years. Arthur Rowland is a non-voting member of the insurance Council of BC.
Street : 625 Howe St, Vancouver, British Columbia, Canada, V6C 2T6
The Edge Benefits is the number 1 provider of flexible benefit plans for the Canadian self-employed and small business market.
Street : 1255 Nicholson Road, Newmarket, Ontario, Canada, L3Y 9C3
Get car insurance quote from car motor insurance company in Abu Dhabi, Dubai, UAE. AWNIC is one of the best insurance companies in Abu Dhabi, Dubai provide Car Insurance Online at very affordable price. Call Now!
Street : Abu Dhabi, Abu Dhabi, United Arab Emirates
FCCI Insurance Group provides commercial property and casualty insurance. We provide long-term stability and security our customers can count on. Our comprehensive coverage and services are available exclusively through independent agents who you can trust to know you and your business. We believe in taking care of people, managing risks, and providing comprehensive coverage and caring, efficient claims service. ,FCCI Insurance Group provides commercial property and casualty insurance. We provide long-term stability and security our customers can count on. Our comprehensive coverage and services are available exclusively through independent agents.
Street : 6300 University Parkway, Sarasota, Florida, United States, 34240
BSMW Insurance Broker has been in the insurance business for 100+ years. We provide the best insurance recommendations to fit your needs.
Street : 7270 Woodbine Ave, Markham, Ontario, Canada, L3R 4B9
Over 60 Years providing outstanding insurance services in Richmond Hill, Vaughan, Aurora, Newmarket, King Township, York Region, Toronto and all across Ontario.
Street : Bathurst St, Richmond Hill, Ontario, Canada, L4C 9Y2
Street : 10754 82 Ave NW, Edmonton, Alberta, Canada, T6E 2A8
An independent insurance agency with offices throughout Virginia, North Carolina, Tennessee, & West Virginia. Licensed in all 50 states.
Street : 4490 Cox Rd, Glen Allen, Virginia, United States, 23060
ClaimsPro is Canada's largest independent adjusting firm, providing adjusting services in the insurance industry wherever our clients do business.
Street : Edmonton, Alberta, Canada
Providing Jewellers Block and Art Block jewelers insurance for jewellers, diamond merchants, business related to the jewellery block industry.
Street : 130 Bridgeland Ave, Toronto, Ontario, Canada, M6A 1Z4